Our Top Picks
- 1
Best for Travel Rewards
— A 75,000-Point Welcome Bonus Worth Up to $1,125 in Travel - 2
Best for First-Year Cash Back
— A First-Year Cash-Back Match That Doubles Your Rewards
Editor’s Take
This one’s for anyone who travels. New cardholders earn a 75,000-point welcome bonus after hitting a spending target in the first few months — worth up to $1,125 toward travel when you book through the card’s own travel portal, where points stretch up to 50% further.
Beyond the bonus, you earn up to 5X points on travel and 3X on dining, streaming, and online groceries — plus a yearly hotel credit (up to $100) that nearly covers the modest $95 annual fee on its own. Add a credit for TSA PreCheck or Global Entry, no foreign transaction fees, and point transfers to airline and hotel partners, and it’s a complete travel package for well under the cost of a premium card.
Why We Like It
- 75,000-point welcome bonus — worth up to $1,125 toward travel
- Up to 5X points on travel; 3X on dining, streaming & online groceries
- Up to $100 annual hotel credit + up to $120 Global Entry / TSA PreCheck credit
- No foreign transaction fees; transfer points to airline & hotel partners
Earn 75,000 bonus points — link pending
Editor’s Take
Here’s an offer that sounds too good to be true — but isn’t. This card automatically matches all the cash back you earn in your entire first year. Every dollar you earn, they hand you another one at the end of year one — no minimum spend, no cap, no hoops. Turn $150 in cash back into $300, or $400 into $800.
And it’s not just the match. You earn 5% back in rotating everyday categories each quarter — think groceries, gas, restaurants, and more — plus 1% on everything else. It carries a $0 annual fee, and it even comes with 0% intro APR on purchases and balance transfers for the first 15 months, so you can earn rewards while paying down a balance interest-free.
Why We Like It
- First-year cash-back match — they double everything you earn, with no cap
- 5% back in rotating quarterly categories, plus 1% on everything else
- 0% intro APR on purchases and balance transfers for 15 months
- $0 annual fee and no foreign transaction fee
Apply and we’ll match your first year’s cashback earnings — link pending
Compare the Two Offers
| Card | Our rating | Best for | Welcome offer | Annual fee |
|---|---|---|---|---|
| #1 Travel Rewards Card | 4.9 ★ | Best for Travel Rewards | 75,000 pts | $95 |
| #2 Cash Back Card | 4.7 ★ | Best for First-Year Cash Back | 1st-year match | $0 |
